Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7478364
Complaint Overview
Complaint ID: 7478364
Company: Redemption Financial Services LLC DBA National Auto Acceptance
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: North Carolina
ZIP Code: 28403
Date Received: 2023-08-30T12:00:00-05:00
Date Sent to Company: 2023-08-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I called trying to figure out how did this company get on my credit report. I've never applied to this company and it hurt my score. But I was hung up on after I asked them to remove the inquiry.
Frequently Asked Questions
What is Complaint #7478364 about?
Complaint #7478364 was filed against Redemption Financial Services LLC DBA National Auto Acceptance regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-08-30T12:00:00-05:00.
How did Redemption Financial Services LLC DBA National Auto Acceptance respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Redemption Financial Services LLC DBA National Auto Acceptance?
Yes, visit the Redemption Financial Services LLC DBA National Auto Acceptance company profile at readthecomplaint.com/company/redemption-financial-services-llc-dba-national-auto-acceptance to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.