Debt collection -- Attempts to collect debt not owed -- Complaint #7478201
Complaint Overview
Complaint ID: 7478201
Company: Mercantile Adjustment Bureau, LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 77584
Date Received: 2023-08-30T12:00:00-05:00
Date Sent to Company: 2023-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed the collection with the the collection agency my claim shows evidence of identity theft from a police report. Per Section 609 ( a ) ( 1 ) of the Fair Credit Reporting Act ( FCRA ), you are required by federal law to verify any and all accounts posted on my credit report, and only report accurate information. I request all verifiable proof you have on file for the listed following account with original documents/wet signatures and no screen shots. These delinquent account record is inaccurate. I request that the following account be promptly removed immediately off of my credit for XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7478201 about?
Complaint #7478201 was filed against Mercantile Adjustment Bureau, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-08-30T12:00:00-05:00.
How did Mercantile Adjustment Bureau, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mercantile Adjustment Bureau, LLC?
Yes, visit the Mercantile Adjustment Bureau, LLC company profile at readthecomplaint.com/company/mercantile-adjustment-bureau-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.