Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7478121
Complaint Overview
Complaint ID: 7478121
Company: Ccs Financial Services, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Illinois
ZIP Code: 60653
Date Received: 2023-08-30T12:00:00-05:00
Date Sent to Company: 2023-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I Send letters off on XXXX XXXX. I told the credit bureaus to " investigate every piece of information ' on accounts I have below. I also have attached the letter I sent to credit bureaus According to the FRCA The term " Investigative consumer report '' means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtain through personal interviews with neighbors, friends or associates of the consumer reported on or with others with whom he is acquainted or who may knowledge concerning any such item of information. They stated my account were verified but how is that possible if they did not do a proper investigation according to the law. Also every piece information on these accounts are still not reporting 100 % accurate, and according to the FRCA 15 USC 1681 everything has to be 100 % accurate ACCOUNT- account # XXXX Original creditor-XXXX AN XXXXXXXXXXXX XXXX sold to collection agency-Credit Collection Service XXXX XXXX XXXX XXXX XXXX MA XXXX
Frequently Asked Questions
What is Complaint #7478121 about?
Complaint #7478121 was filed against Ccs Financial Services, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-08-30T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.