Credit reporting or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #7472738

Complaint Overview

Complaint ID: 7472738

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Other problem getting your report or credit score

State: Texas

ZIP Code: 77379

Date Received: 2023-08-29T12:00:00-05:00

Date Sent to Company: 2023-08-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I called equifax because when i pulled my report up on equifax.com the only things i see is one address that belong to an authorized your and the one account from the authorized users account, but I am not seeing the rest of my report. I was in the middle of getting my car loan and already had my pre approval so when my bank went to submit my loan my whole credit profile ie erased other then the one authorized user account and their address. I ask them is there anyway they could delete my online account so I can see if that would reset my profile so way and the XXXX operator XXXX XXXXXXXX XXXX stated she could not close the whole account out so I can create a new one. This has messed me up from getting my car loan today and now this has effected me from being able to make it to work. I need for my credit profile to show all my information accurately.

Frequently Asked Questions

What is Complaint #7472738 about?

Complaint #7472738 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2023-08-29T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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