Debt collection -- Attempts to collect debt not owed -- Complaint #7471639

Complaint Overview

Complaint ID: 7471639

Company: Atg Credit, LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Illinois

ZIP Code: 61115

Date Received: 2023-08-29T12:00:00-05:00

Date Sent to Company: 2023-08-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I visited XXXX XXXX XXXX in XXXX of 2022 for a XXXX XXXX. I gave them my insurance info and paid my XXXX copay to them. 6 months later I get a bill in the mail from XXXX XXXX of XXXX saying I owe one amount. I call them and they say I owe a different amount. I told them my visit was billed through insurance and gave them my insurance info. A year later I get a few more bills in the mail from XXXX XXXX XXXX XXXXXXXX saying I owe different amounts. I check with my insurance and they verify all bills were paid and I should owe nothing. I call XXXX XXXXXXXX XXXX XXXXXXXX and advise them of this, they said they would look into it. Now I'm getting letters in the mail and calls from a collections agency named ATG Credit saying I owe numerous different amounts. I've disputed those amounts. I've included screenshots of what my insurance paid out on the claim. I never hired XXXX XXXX XXXX XXXXXXXX, I hired XXXX XXXX XXXX. If the hospital sub contracted something out to this company, their dispute should be with the hospital. As far as I'm concerned the claim has been paid and I owe nothing.

Frequently Asked Questions

What is Complaint #7471639 about?

Complaint #7471639 was filed against Atg Credit, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-08-29T12:00:00-05:00.

How did Atg Credit, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Atg Credit, LLC?

Yes, visit the Atg Credit, LLC company profile at readthecomplaint.com/company/atg-credit-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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