Debt collection -- Attempts to collect debt not owed -- Complaint #7427936

Complaint Overview

Complaint ID: 7427936

Company: Bca Financial Services, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 33401

Date Received: 2023-08-19T12:00:00-05:00

Date Sent to Company: 2023-09-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I spoke with this debt collector by phone and told them this wasn't a debt I owed. They still sent me a letter insisting I acknowledge and pay this debt without any proof. This company should nt have ANY of my medical history. My medical history is protected by HIPPA, I dont know these people and why would they ave access to private medical information? Why is this legal and who are these people with my address and stating they have access to my medical history?

Frequently Asked Questions

What is Complaint #7427936 about?

Complaint #7427936 was filed against Bca Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-08-19T12:00:00-05:00.

How did Bca Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bca Financial Services, INC.?

Yes, visit the Bca Financial Services, INC. company profile at readthecomplaint.com/company/bca-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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