Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7394846
Complaint Overview
Complaint ID: 7394846
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Ohio
ZIP Code: 452XX
Date Received: 2023-08-13T12:00:00-05:00
Date Sent to Company: 2023-08-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX CRA : Experian Address : XXXX XXXX XXXX XXXX, TX XXXX ATTN : DISPUTE/CLIENT RESOLUTION SPECIALIST RE : FRAUDULENT HARD INQUIRY Please be advised that as of { XX/XX/XXXX }, as listed on my most recently reviewed consumer report, several fraud/unauthorized are listed. As s reference, please see the below inquiries : XXXX XXXX XXXXXXXX XXXX : Inquired on XX/XX/XXXX. XXXX XXXX : Inquired on XX/XX/XXXX. XXXX XXXX XXXX : XXXX on XX/XX/XXXX. XXXX XXXX : Inquired on XX/XX/XXXX. XXXX XXXX XXXX XXXX : Inquired on XX/XX/XXXX. XXXXXXXX XXXX XXXX : Inquired on XX/XX/XXXX. XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX. XXXX XXXX XXXX : Inquired on XX/XX/XXXX. XXXXXXXX XXXX XXXX : Inquired on XX/XX/XXXX. XXXX XXXX XXXX XXXX : Inquired on XX/XX/XXXX. I am, because of this notifying you that neither on those dates nor dates similar did I authorize any individual from the listed company to pull or review my report. Additionally, I have yet to permit Experian to provide consumers with this information. Having understood this is a violation of 15 USC 1681 ( B ) ( C ). Both together and separately, my consumer and privacy rights are being violated. Unless you can produce any proofs or evidence that support your claim or show that you were right in your decision to furnish this information please remove the inquiries mentioned above within 15 days of receiving this letter. You must report information accurately ; you are not doing that now. I look forward to Experian resolving this matter with this initial communication. Should you choose to be willfully neglectful regarding my file, I will file a dispute against you in small claims court seeking remedy for said violations. Warm Regards, XXXX, XXXX XXXX Without prejudice, all-natural inalienable rights are reserved.
Frequently Asked Questions
What is Complaint #7394846 about?
Complaint #7394846 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-08-13T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.