Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7394400
Complaint Overview
Complaint ID: 7394400
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information is missing that should be on the report
State: North Carolina
ZIP Code: 28052
Date Received: 2023-08-13T12:00:00-05:00
Date Sent to Company: 2023-08-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX XXXX XX/XX/2023 Consumer Financial Protection Bureau Subject : Complaint against XXXX, XXXX, and TransUnion for Violation of Consumer Rights and Failure to Address Disputes To Whom It May Concern, I am writing to file a formal complaint against XXXX, XXXX, and TransUnion regarding the inaccurate and negative information they have reported on my credit report. This complaint is in connection with their blatant disregard for my consumer rights, lack of response to previous disputes, and failure to provide proper verification for the alleged debts. I have diligently followed the appropriate procedures to dispute the negative items on my credit reports that I believe to be inaccurate or misleading. Despite submitting disputes, none of these credit reporting agencies have honored my requests to rectify these inaccuracies. This repeated lack of action on their part is a clear violation of my rights under the Fair Credit Reporting Act ( FCRA ). Furthermore, I have not received any adequate method of verification from XXXX, XXXX, and TransUnion to substantiate the validity of the reported debts. As per FCRA guidelines, I am entitled to receive detailed information about the method used to verify the debts in question. The agencies ' failure to provide this information further exacerbates their violations of my consumer rights. The accounts in question are as follows : XXXX. XXXX XXXXXXXX - Account Number : XXXX XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX. - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX - Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Due to XXXX, XXXX, and TransUnion 's negligent actions, my creditworthiness has been unfairly impacted. This not only affects my ability to secure loans or credit but also imposes severe financial hardships upon me. I am therefore seeking monetary damages of {$1000.00} for each violation of the Fair Credit Reporting Act, totaling {$6000.00}, to address the undue distress and harm caused by their actions. I kindly request that the Consumer Financial Protection Bureau investigates this matter promptly and takes appropriate action against XXXX, XXXX, and TransUnion for their repeated violations of my consumer rights. I trust that your agency will work to ensure that my credit report is accurate and fairly reflects my credit history. Enclosed with this complaint are copies of the previous dispute letters I have sent to the credit reporting agencies, as well as any correspondence or responses I have received from them. Please do not hesitate to contact me if any further information is required to assist in the resolution of this matter. Thank you for your attention to this important issue. I look forward to a prompt and thorough investigation into this matter and the resolution of the violations I have outlined. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #7394400 about?
Complaint #7394400 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-08-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.