Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7394155

Complaint Overview

Complaint ID: 7394155

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Pennsylvania

ZIP Code: 19050

Date Received: 2023-08-13T12:00:00-05:00

Date Sent to Company: 2023-08-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Account info Account name XXXX XXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$1.00}, XXXX written off. Status updated XX/XX/XXXX Balance {$0.00} Balance updated XX/XX/XXXX Recent payment {$1800.00} as of XX/XX/XXXX Monthly payment - Original balance {$2000.00} Highest balance - Terms XXXX Months On record until XX/XX/XXXX Payment history XXXX XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Current / Terms met XXXX Past due XXXX days XXXX Past due XXXX days XXXX Past due XXXX days CO Charge off Payment history guide Charge Off as of XX/XX/XXXX, XXXX XXXX, XXXX XXXX XXXX days past due as of XXXX XXXX XXXX XXXX past due as of XXXX XXXX XXXX days past due as of XX/XX/XXXX This account is scheduled to continue on record until XX/XX/XXXX. Historical info Company sold XXXX XXXX XXXX Balance history XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Additional infoThe original amount of this account was {$2000.00} Contact info Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Comment Current : Purchased by another lender. Previous : None Reinvestigation info This item was updated from our processing of your dispute in XX/XX/XXXX.

Frequently Asked Questions

What is Complaint #7394155 about?

Complaint #7394155 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-08-13T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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