Debt collection -- Communication tactics -- Complaint #7392505

Complaint Overview

Complaint ID: 7392505

Company: Bread Financial Holdings, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Alabama

ZIP Code: 363XX

Date Received: 2023-08-12T12:00:00-05:00

Date Sent to Company: 2023-08-12T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Constant phone calls from multiple different numbers. 8 calls XX/XX/2010 calls XX/XX/XXXX. 58 calls between XX/XX/XXXX and XX/XX/XXXX. It's automated. Sometimes it rings once and then drops the call. It's excessive.

Frequently Asked Questions

What is Complaint #7392505 about?

Complaint #7392505 was filed against Bread Financial Holdings, INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2023-08-12T12:00:00-05:00.

How did Bread Financial Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bread Financial Holdings, INC.?

Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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