Mortgage -- Trouble during payment process -- Complaint #7383437

Complaint Overview

Complaint ID: 7383437

Company: Fay Servicing, LLC

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

State: California

ZIP Code: 902XX

Date Received: 2023-08-10T12:00:00-05:00

Date Sent to Company: 2023-08-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

HELLO ON XX/XX/2022 I ask Fay Servicing to have escrow to pay property taxes They lied about fees. we ask them to close the account. Because I already paying the city They said that they will process it and they never did it. It is one year that passed, we keep asking them to close the escrow acct and refund the tax payment I provide all the papers, letters, documents that they requested. I even went to city and found out more than than they asked for. They keep playing and saying waiting to get answer from the city and in a mean while they are charging me. I send them the proof from the city they got refunded about 6 months ago. They got over $ XXXX from city of XXXX XXXX ( people money ) and they are saying they cant see it in their account, and waiting to get answer from the city???? city dont call back anyone, I send them the proof of the wire from the city Apparently they dont credit customers account They get money from the city and charge the client as well. THIS IS FRAUD

Frequently Asked Questions

What is Complaint #7383437 about?

Complaint #7383437 was filed against Fay Servicing, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2023-08-10T12:00:00-05:00.

How did Fay Servicing, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Fay Servicing, LLC?

Yes, visit the Fay Servicing, LLC company profile at readthecomplaint.com/company/fay-servicing-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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