Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7376910

Complaint Overview

Complaint ID: 7376910

Company: American Express Company

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: New Jersey

ZIP Code: 070XX

Date Received: 2023-08-09T12:00:00-05:00

Date Sent to Company: 2023-08-09T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

An unidentified person opened an American Express account under my name, using my maiden name. I received a letter dated XX/XX/2023 and a statement due in the amount of {$16000.00}. I reported this as fraud to American Express on XX/XX/2023.

Frequently Asked Questions

What is Complaint #7376910 about?

Complaint #7376910 was filed against American Express Company regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-08-09T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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