Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7371673
Complaint Overview
Complaint ID: 7371673
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 91324
Date Received: 2023-08-08T12:00:00-05:00
Date Sent to Company: 2023-08-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with the fair credit reporting act, the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 These negative items are stopping me from being able t fund my business, finance a new car, maintain financial independence and long term sustability, also I am physically XXXX causing me even more hardship XXXX XXXX XXXX Credit card number- XXXX {$3200.00} XXXX XXXX XXXX Credit card number- XXXX {$2500.00} XXXX XXXX XXXX Credit card number- XXXX {$2500.00} XXXX XXXXf XXXX Credit card number- XXXX {$2400.00} XXXX XXXX XXXXXXXX Credit card number- XXXX {$2400.00} XXXX XXXX XXXX Credit card number- XXXX {$510.00} Have violated my rights 15 USC 1681 602 section A. says I have the right to privacy 15 USC 1681 604 A section 2 it also states that a consumer reporting agency can not furnish an account without my written instructions 15 USC 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information, Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years 15 USC 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate
Frequently Asked Questions
What is Complaint #7371673 about?
Complaint #7371673 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-08-08T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.