Debt collection -- Written notification about debt -- Complaint #7355984
Complaint Overview
Complaint ID: 7355984
Company: Williams & Fudge, INC
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Maryland
ZIP Code: 20602
Date Received: 2023-08-05T12:00:00-05:00
Date Sent to Company: 2023-08-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XXXX, i received a credit monitoring alert that a collection was added to my XXXX credit file, William and Fudge. Upon review, I have no knowledge of this collection company and never received any type of debt validation letter, verifying debt or being given the opportunity to dispute or even the balance as well as the name of the creditor. As a result this has caused my credit score to decrease by XXXX points.
Frequently Asked Questions
What is Complaint #7355984 about?
Complaint #7355984 was filed against Williams & Fudge, INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-08-05T12:00:00-05:00.
How did Williams & Fudge, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Williams & Fudge, INC?
Yes, visit the Williams & Fudge, INC company profile at readthecomplaint.com/company/williams-fudge-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.