Debt collection -- False statements or representation -- Complaint #7336390
Complaint Overview
Complaint ID: 7336390
Company: Dci Credit Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Minnesota
ZIP Code: 554XX
Date Received: 2023-08-01T12:00:00-05:00
Date Sent to Company: 2023-08-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My job got a wage garnishment summons in early XXXX. I did not see the original complaint against me, nor was any court documents sent to me to defend myself. But be as it may, my job honored the summons and {$1200.00} was garnished from my paycheck in XXXX XXXX. I just got another garnishment decision being submitted to my bank for a sum of {$520.00}. I called DCI Credit Services , INC ( in North Dakota ) upon receiving this notice. I spoke to someone on the phone requesting the initial decision amount and I was told it was $ XXXX. I am even skeptical of this amount, as I never got any garnishment notice or court decision prior to XXXX. And even if the original amount is correct, how did ( $ XXXX - {$1200.00} ) become {$520.00}. I believe DCI Credit is collecting a debt that has been collected in the past.
Frequently Asked Questions
What is Complaint #7336390 about?
Complaint #7336390 was filed against Dci Credit Services, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2023-08-01T12:00:00-05:00.
How did Dci Credit Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Dci Credit Services, INC.?
Yes, visit the Dci Credit Services, INC. company profile at readthecomplaint.com/company/dci-credit-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.