Credit reporting, credit repair services, or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #7331209

Complaint Overview

Complaint ID: 7331209

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Problem getting your free annual credit report

State: Utah

ZIP Code: 84119

Date Received: 2023-07-31T12:00:00-05:00

Date Sent to Company: 2023-07-31T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A year later ... Transunion will not let me request my credit report via the annual reporting website. In addition, their free online consumer tools continue to lock me out or give me " this request can not be completed online '' when I attempt to access anything. The previous excuse was that I had a dispute " pending '' it's been a year. When I have paid for credit monitoring through them somehow it's no longer a problem. Of the 3 major reporting agencies, Transunion is the least accurate. Their responsiveness to reporting requests, disputes, on the phone, web, etc. is by far the worst. I don't appreciate my private credit information being serviced overseas. I know I'm the " Product '' here and not the consumer. That said I have rights, TransUnion needs to be investigated and audited for their business practices.

Frequently Asked Questions

What is Complaint #7331209 about?

Complaint #7331209 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2023-07-31T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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