Debt collection -- Written notification about debt -- Complaint #7324542

Complaint Overview

Complaint ID: 7324542

Company: Westlake Services, LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Alabama

ZIP Code: 35404

Date Received: 2023-07-30T12:00:00-05:00

Date Sent to Company: 2023-07-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Westlake portfolio management has taken over my lease with American car center in XXXX of this year, Im finished paying my car off XX/XX/XXXX. They said I owe thousands of dollars but wont send me proof of the debt they say I owe and claim they wont finance the balance because they are not licensed in the state of Alabama so are threatening to take my vehicle. Several times I have tried to contact them to work something out but Im constantly getting hung up on or transferred to different departments that cant help me.

Frequently Asked Questions

What is Complaint #7324542 about?

Complaint #7324542 was filed against Westlake Services, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-07-30T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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