Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7323981
Complaint Overview
Complaint ID: 7323981
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Tennessee
ZIP Code: XXXXX
Date Received: 2023-07-29T12:00:00-05:00
Date Sent to Company: 2023-07-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this CFPB Complaint to dispute an unauthorized inquiry that has been reported on my Equifax Credit File. The inquiry in question appears to be completely unfamiliar to me, and I have no recollection of ever initiating it. I am not aware of any dealings or transactions that could have led to this inquiry, and I believe it was made without my consent or authorization. As a result, I demand Equifax the immediate removal of this unauthorized inquiry from my Credit File. If Equifax claim that this inquiry is valid and yours, I request Equifax to provide substantiating evidence to support Equifax ' claim. However, if Equifax are unable to provide any evidence of my authorization, I insist that Equifax remove this inquiry promptly : XXXX XXXX XXXX XXXXXX/XX/2023. This inquiry is not affiliated with me, and I have not received any money, goods, or services as a result of this unauthorized inquiry. Neither have I authorized these inquiry. I demand that this be immediately removed from any affiliation with me.
Frequently Asked Questions
What is Complaint #7323981 about?
Complaint #7323981 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-07-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.