Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #7298204

Complaint Overview

Complaint ID: 7298204

Company: Chime Financial INC

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Alabama

ZIP Code: 364XX

Date Received: 2023-07-24T12:00:00-05:00

Date Sent to Company: 2023-07-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have a police report with the responding officers badge number and he said he would appear on my behalf if the matter went to court. I also have submitted the cancelation paper from the hotel. Chime refuses to refund me my money even though I did not stay at the hotel. I feel like Im being picked on because Im a young XXXX American and a minority in America. I have the same rights as any race or human being in America. I have been under tremendous amounts of stress cause they have robbed me of constitutional rights and mental safety concerning these business and took money I worked hard for. I have a child I have to support and this has a caused a domino affect in my life. These companies should not be able to just take any law abiding citizens money. I will take this to whoever I must to be heard. XXXX lives matter.

Frequently Asked Questions

What is Complaint #7298204 about?

Complaint #7298204 was filed against Chime Financial INC regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-07-24T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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