Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #7287481

Complaint Overview

Complaint ID: 7287481

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Arkansas

ZIP Code: XXXXX

Date Received: 2023-07-21T12:00:00-05:00

Date Sent to Company: 2023-07-21T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

XXXX and TransUnion ( TU ) did not properly and thoroughly investigate my dispute with " XXXX XXXX XXXX '', in which stated I have no knowledge of the alleged collections account. Contrary to the requirements of the FDCPA, XXXX and TU quickly replied " account was certified '', which is baloney. Violations are : 15 USC 1692 f ( 1 ) : No original contract ( and/or contract from/with alleged assignee and/or assignor ) is provided. 15 USC 1692 e ( 2 ) ( A ) : Because no contract ( s ) were provided, XXXX and TU are allowing a false representation of the character, amount, or legal status of the alleged debt. 15 USC 1692 e ( 5 ) : No evidence is provided by " XXXX XXXX XXXX '' supporting the alleged " XXXX XXXX of XXXX ''. Both XXXX and XXXX are known unethical zombie debt collectors. Further, XXXX is a business lendor, and XXXX and TU are personal credit reporting bureaus. Further, no evidence is provided supporting the date ( s ) of the alleged debt. 15 USC 1692 e ( 10 ) : XXXX and TU are providing false representations by lack of documentation of any agreement between myself and " XXXX XXXX XXXX ''. XXXX and TU are also providing false representations by not providing documentation of assignment of the alleged debt from other entities.

Frequently Asked Questions

What is Complaint #7287481 about?

Complaint #7287481 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-07-21T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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