Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7281504

Complaint Overview

Complaint ID: 7281504

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Missouri

ZIP Code: 640XX

Date Received: 2023-07-20T12:00:00-05:00

Date Sent to Company: 2023-07-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2: It also states a consumer reporting agency cannot furnish a account without my written instructions XXXX XXXX XXXX XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------ XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------- XXXX XXXX XXXX Collection/Chargeoff Past due XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------ XXXX XXXX Closed unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------ XXXX XXXX Closed unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already --------------------- DEPTEDXXXX XXXX Open unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already -------------------- DEPTEDXXXX XXXX Open unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------ DEPTEDXXXX XXXX Open unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------- DEPTEDXXXX XXXX Open unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------- XXXX XXXX Current unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already -------------------- XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------- XXXX XXXX XXXX Closed unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------ XXXX XXXX Late 120 Days XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already -------------------- XXXX XXXX Late 120 Days XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------ XXXX XXXX Late 120 Days XXXX XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------- XXXX XXXX Late 120 Days XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already --------------------- XXXX XXXX Late 120 Days XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------- XXXX XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------ XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------- XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already --------------------- XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------- XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------------ XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------------- XXXX XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------ XXXX XXXX XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ---------------------------- XXXX XXXX XXXX*** Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already ------------------------------ XXXX Collection/Chargeoff XXXX unlawfully reporting false, defaming, and incorrect information to the credit bureaus I have no knowledge nor association with this account and have tried reporting to agnecy already -------------------------- Below are false inquiries not done by me XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #7281504 about?

Complaint #7281504 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-07-20T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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