Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #7275411

Complaint Overview

Complaint ID: 7275411

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: California

ZIP Code: 92503

Date Received: 2023-07-19T12:00:00-05:00

Date Sent to Company: 2023-07-19T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I field a dispute against XXXX because the seller sent me the incorrect item. Unfortunately when attempting to return the product, XXXX blocked access to my account and suggested I dispute with my financial institution. Upon filing, Capital one requested information which I faxed almost immediately each time & they closed the case saying they didnt receive what they wanted. I have all my faxs saved that included : purchase info, explanations, wrong item proof, XXXX chats, 3rd party seller response, XXXX policy, 3rd party seller policy & more. It was for a transaction on XX/XX/XXXX for {$550.00}.

Frequently Asked Questions

What is Complaint #7275411 about?

Complaint #7275411 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-07-19T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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