Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7275377
Complaint Overview
Complaint ID: 7275377
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 19142
Date Received: 2023-07-19T12:00:00-05:00
Date Sent to Company: 2023-07-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
have had my credit report pulled for a home purchase and found inaccuracies that are keeping me from proceeding. There are XXXX loans from Department of Education reporting on my Equifax report as open, late 120 days and with balances. This is incorrect. These accounts were transferred to XXXX and are current. The accounts showing as DP of EDUC on my credit report should be reporting a XXXX balance and be listed as closed due to transfer. I have attached 6 screenshots from my credit report showing the 3 " late 120 days Dep of Ed " loans with balances and the 3 current XXXX loans on my credit report. You can clearly see that balances match up. The older files were obviously transferred to XXXX. This error is only showing on my Equifax report. I have also included a copy of my license as proof of ID. These Department of Education loans showing as open/ late with balances are preventing me from obtaining necessary funding. I need this researched and updated to paid or transferred as soon as possible.
Frequently Asked Questions
What is Complaint #7275377 about?
Complaint #7275377 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-07-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.