Debt collection -- Took or threatened to take negative or legal action -- Complaint #7274974
Complaint Overview
Complaint ID: 7274974
Company: Johnson Mark LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Arizona
ZIP Code: 85323
Date Received: 2023-07-19T12:00:00-05:00
Date Sent to Company: 2023-07-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have a judgement against me that was opened while I was in a different state because my daughter was in ICU for several weeks ; Thereafter, was admitted in a inpatient program for a week. When I returned back to Arizona, the paperwork was sitting at my door. Which lead me to contact the collector ( XXXX ) to settle on all accounts and was told I can not because the debt was sent to there lawyer. I settled what was opened and thereafter contacted the lawyer to settle the account, i was told I had to pay the account in full which was {$1400.00}. I said i can pay half as a settlement and agree to delete from credit report. there response was no, we need the entire amount. A little after that, I was goin over my paystub and I was being garnished 10 % of my pay, with no notice. Afte reaching out to the courts, I was told by a clerk, the judgement is non-existent. Please help either settle or delete due to false and different amounts requested.. See attachments for receipts and court documents left at my door.
Frequently Asked Questions
What is Complaint #7274974 about?
Complaint #7274974 was filed against Johnson Mark LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-07-19T12:00:00-05:00.
How did Johnson Mark LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Johnson Mark LLC?
Yes, visit the Johnson Mark LLC company profile at readthecomplaint.com/company/johnson-mark-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.