Debt collection -- Attempts to collect debt not owed -- Complaint #7265190
Complaint Overview
Complaint ID: 7265190
Company: Diverse Funding Associates LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33147
Date Received: 2023-07-17T12:00:00-05:00
Date Sent to Company: 2023-07-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to bring to your attention that my credit file contains a collection entry from your agency. However, I have never received any prior notification regarding this collection. Furthermore, I strongly believe that the debt being claimed is not accurate. According to the Fair Debt Collection Practices Act, I am entitled to request and receive validation of the debt. Therefore, I kindly request that you provide me with the necessary validation and take appropriate action to rectify this matter.
Frequently Asked Questions
What is Complaint #7265190 about?
Complaint #7265190 was filed against Diverse Funding Associates LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-07-17T12:00:00-05:00.
How did Diverse Funding Associates LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Diverse Funding Associates LLC?
Yes, visit the Diverse Funding Associates LLC company profile at readthecomplaint.com/company/diverse-funding-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.