Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #7253920
Complaint Overview
Complaint ID: 7253920
Company: Ameris Bancorp
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Can't stop withdrawals from your account
State: Florida
ZIP Code: 32082
Date Received: 2023-07-14T12:00:00-05:00
Date Sent to Company: 2023-07-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX seeks relief from Ameris Bank in hopes to rescind the seizure of assets under the guise of a Writ of Garnishment against XXXX XXXX XXXX ( XXXX XXXX XXXX, Florida, Case number XXXX ). The assets seized, yet to be dispersed, consist of a joint checking account at Ameris Bank under the names XXXX XXXX XXXX and XXXX XXXX XXXX ( Ameris Bank account XXXX ). We believe that Florida Statute Chapter 77 prohibits the seizure of joint account unless both parties are the defendant in said writ of garnishment. The writ of garnishment names defendant XXXX XXXX XXXX and XXXX XXXX XXXX alone. This account should be released immediately to limit further damage to XXXX XXXX XXXX, specifically a check to the Internal Revenue Service which is presently frozen in said account. Bank officials, specifically XXXX XXXX XXXX, Ameris Bank, XXXX, Corporate Counsel, defend the inclusion of XXXX XXXX XXXX 's inclusion in Ameris Bank 's response to the writ of garnishment. Thank you for your time. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7253920 about?
Complaint #7253920 was filed against Ameris Bancorp regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2023-07-14T12:00:00-05:00.
How did Ameris Bancorp respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Ameris Bancorp?
Yes, visit the Ameris Bancorp company profile at readthecomplaint.com/company/ameris-bancorp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.