Debt collection -- Attempts to collect debt not owed -- Complaint #7237782
Complaint Overview
Complaint ID: 7237782
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Louisiana
ZIP Code: 705XX
Date Received: 2023-07-11T12:00:00-05:00
Date Sent to Company: 2023-07-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I file a complaint before about this debt for XXXX XXXX XXXX My ex wife and i had a car loan with cXXXX XXXX XXXX this loans was in XXXX. The car motor went out they repossess the vehicles. The station of limitation has expires in XXXX of XXXX i did a debt validation letter to them and they drop the balance to zero on this account .Now in XXXX of XXXX they must have sole this debt to Jefferson Capital Systems because now this collection agency have put it back on my credit report as of XXXX XXXX. This is fraud and i want it remove ASAP.
Frequently Asked Questions
What is Complaint #7237782 about?
Complaint #7237782 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-07-11T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.