Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7232336

Complaint Overview

Complaint ID: 7232336

Company: Barclays Bank Delaware

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Florida

ZIP Code: 33411

Date Received: 2023-07-10T12:00:00-05:00

Date Sent to Company: 2023-07-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I noticed a drop in my credit score on XXXX. After investigation, I found that there was report of a credit card from Barclay 's Bank for which I owed XXXX dollars. I have no knowledge of this credit card or the XXXX dollar purchase. I disputed this with XXXX and they reported that the card and charge was verified. How could this be verified if I have never owned a Barclay 's Bank credit card?

Frequently Asked Questions

What is Complaint #7232336 about?

Complaint #7232336 was filed against Barclays Bank Delaware regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-07-10T12:00:00-05:00.

How did Barclays Bank Delaware respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Barclays Bank Delaware?

Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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