Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7226150

Complaint Overview

Complaint ID: 7226150

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Alabama

ZIP Code: 35215

Date Received: 2023-07-09T12:00:00-05:00

Date Sent to Company: 2023-07-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

i notice on my credit report that i kept getting denied for store credit with my favorite shopping store and i checked my credit profile and seen unauthorized Hard inquiries on my credit prolife that is a violation of my consumer rights and i filed my Ftc report so it can be blocked and removed from my credit report these Hard inquiries is not related to me i never gave Equifax permission to furnisher anything on my report they don't have no hard copies on file stating that i gave them consent

Frequently Asked Questions

What is Complaint #7226150 about?

Complaint #7226150 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-07-09T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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