Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7223210
Complaint Overview
Complaint ID: 7223210
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 27103
Date Received: 2023-07-08T12:00:00-05:00
Date Sent to Company: 2023-07-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Recently, I discovered an account reporting on my Transunion credit report from XXXX XXXX. This account is showing the date opened since XX/XX/XXXX. It's showing a payment history timeline starting XX/XX/XXXX and currently reporting that I am 120 days late on payment. I have no knowledge about this account entirely. Another major discrepancy is that the original balance is {$2400.00}, but the current balance is & XXXX, which is extremely extensive. This account is a significant inconvenience and has drastically hindered my ability to obtain credit. Attached is a copy of my Transunion credit report ( account has been highlighted ) and a copy of my FTC complaint.
Frequently Asked Questions
What is Complaint #7223210 about?
Complaint #7223210 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-07-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.