Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7202025
Complaint Overview
Complaint ID: 7202025
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Illinois
ZIP Code: 60619
Date Received: 2023-07-03T12:00:00-05:00
Date Sent to Company: 2023-07-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2023 an XX/XX/2023 with Experian I disputed- challenged these accounts on inaccurate, incomplete, an non-verifiable information on my consumer report of XXXX XXXX regulations, FDCPA, FCRA laws violation XXXX XXXXXXXX XXXX XXXX XXXXXXXX # XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX # XXXX Experian reporting agency verified and updated there company claims my consumer rights violations 15 USC 1681 ( b ) permissible purpose- 15 USC 1681e Accucracy of report, 623 ( a ) ( 3 ) missing notice of dispute, 15 USC 1681a-2 ( A ) ( B ) reporting with knowledge of errors- reporting after notice of confirmation of errors. Attached below Exhibit A copy of current Experian credit report and Attached below Exhibit C dispute on accounts and dates with Experian
Frequently Asked Questions
What is Complaint #7202025 about?
Complaint #7202025 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-07-03T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.