Payday loan, title loan, or personal loan -- Problem when making payments -- Complaint #7195274
Complaint Overview
Complaint ID: 7195274
Company: Affirm Holdings, INC
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Problem when making payments
State: New Jersey
ZIP Code: 074XX
Date Received: 2023-06-29T12:00:00-05:00
Date Sent to Company: 2023-06-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i applied for loan and cancelled loan less than 24 hours. i never reviewed any money or product from transactions. i filed notice of cancellation and refund with company XXXX XXXX and XXXX XXXX since XXXX they have reported the account late and only updated every month sonce XXXX indicating they are still investigating. they are holding my credit hostage and blocking me from any other credit line opportunity. violation of FCRA If the debt collector has not supplied the demanded proof of the alleged debt within 30 days you may presume, under the doctrine of estoppel by silence, that no proof of the alleged debt, nor therefore any such debt, in fact exists. See : Engelhardt v. Gravens ( MO ) 281 SW 715, 719, I
Frequently Asked Questions
What is Complaint #7195274 about?
Complaint #7195274 was filed against Affirm Holdings, INC regarding Payday loan, title loan, or personal loan specifically about Problem when making payments. It was received by the CFPB on 2023-06-29T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.