Debt collection -- Written notification about debt -- Complaint #7183124
Complaint Overview
Complaint ID: 7183124
Company: Weltman, Weinberg & Reis Co., L.P.A.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Michigan
ZIP Code: 490XX
Date Received: 2023-06-28T12:00:00-05:00
Date Sent to Company: 2023-06-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Weltman Weinberg & Reis Co. bought a debt from XXXX Bank on a credit card. Sent illegal letters threatening litigation, and refused to follow federal guidelines outlined in the FCRA to validate the debt. The last request to validate the debt was sent in XXXX of XXXX, the first requests were sent to XXXX in XXXX. Neither party validated the debt under the guidelines of the FCRA and are in direct violation of Federal law. The debt collector also violated the contract agreement with XXXX and is attempting to use the legal system as a scare tactic even when the contract with XXXX states neither party can use the court system. XXXX claims charges were reversed, bank statements with XXXX XXXX XXXX ( the bank used to make the payments ) show the payments, totaling over XXXX XXXX USD did clear to XXXX. Neither party has followed written or verbal requests to validate the debt and both refuse to follow Federal laws and regulations or even state laws.
Frequently Asked Questions
What is Complaint #7183124 about?
Complaint #7183124 was filed against Weltman, Weinberg & Reis Co., L.P.A. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-06-28T12:00:00-05:00.
How did Weltman, Weinberg & Reis Co., L.P.A. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Weltman, Weinberg & Reis Co., L.P.A.?
Yes, visit the Weltman, Weinberg & Reis Co., L.P.A. company profile at readthecomplaint.com/company/weltman-weinberg-reis-co-l-p-a to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.