Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7183039
Complaint Overview
Complaint ID: 7183039
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33186
Date Received: 2023-06-28T12:00:00-05:00
Date Sent to Company: 2023-06-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX Date of BirthXXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Dear [ XXXX / XXXX XXXX Transunion ] , I am writing to request an investigation of the following information on my [ XXXX / XXXX XXXX Transunion ] credit report : Dispute 1 : The charge-off of an obligation with [ XXXX ] is incorrect. The following is the identifying information of the error : Account XXXX [ XXXX ] Date of incorrect reporting : [ XX/XX/XXXX ] [ XX/XX/XXXX ] Explanation of my dispute : [ I am the victim of identity theft, and I did not open this account ] Dispute 2 : The charge-off of an obligation with [ XXXX XXXX XXXX ] is incorrect. The following is the identifying information of the error : Account XXXX [ XXXX ] Date of incorrect reporting : [ XX/XX/XXXX ] [ XX/XX/XXXX ] Explanation of my dispute : [ I am the victim of identity theft, and I did not open this account ] Dispute 3 : an obligation with [ XXXX XXXX XXXX XXXX ] is incorrect. The following is the identifying information of the error : Account XXXX [ XXXX ] Date of incorrect reporting : [ XX/XX/XXXX ] Explanation of my dispute : [ The creditor misreported my account, and all my payments are current ] Dispute 4 : an obligation with [ XXXX XXXX XXXX ] is incorrect. The following is the identifying information of the error : Account XXXX [ XXXX ] Date of incorrect reporting : [ XX/XX/XXXX ] Explanation of my dispute : [ The creditor misreported my account, and all my payments are current ] Dispute 5 : an obligation with [ XXXX XXXX XXXX ] is incorrect. The following is the identifying information of the error : Account XXXX [ XXXX ] Date of incorrect reporting : [ XX/XX/XXXX ] Explanation of my dispute : [ The creditor misreported my account, and all my payments are current ] To further support my claim, I have attached documentation including : A copy of my credit report. identity theft complaint. Drivers license & SSN card Please let me know if any additional information is necessary to remove the charge-off and late payments from your records. I appreciate your assistance. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7183039 about?
Complaint #7183039 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-06-28T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.