Debt collection -- Attempts to collect debt not owed -- Complaint #7177136

Complaint Overview

Complaint ID: 7177136

Company: Convergent Resources, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: California

ZIP Code: 92626

Date Received: 2023-06-27T12:00:00-05:00

Date Sent to Company: 2023-06-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I owed a debt to XXXX to close my cell phone account ( approx. {$200.00} ) I PAID XXXX DIRECTLY via their online portal. I now see this company " Convergent Outsourcing '' has posted a XXXX collection on MY credit reports. But I do not know " Convergent Outsourcing '' I never paid THEM anything. I only know XXXX, and I paid XXXX directly so there should NOT be any collections showed on my credit report for this XXXX matter and definitely NOT Convergent Outsourcing.

Frequently Asked Questions

What is Complaint #7177136 about?

Complaint #7177136 was filed against Convergent Resources, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-27T12:00:00-05:00.

How did Convergent Resources, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Convergent Resources, INC.?

Yes, visit the Convergent Resources, INC. company profile at readthecomplaint.com/company/convergent-resources-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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