Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7176685
Complaint Overview
Complaint ID: 7176685
Company: Ally Financial INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Arkansas
ZIP Code: 72120
Date Received: 2023-06-27T12:00:00-05:00
Date Sent to Company: 2023-06-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XXXX of XXXX Ally Financal has made remarks on my credit file and then removed them. Also they changed the date of last payment which is inappropriate and inaccurate according to FCRA. They have changed remarks to my account that are not truthful and it dropped my credit score XXXX points. After I have disputed this account online line via XXXX these changes occurred which is a violation. They havent reported this account of date of last activity and date of last payment XX/XX/XXXX until XX/XX/XXXX through XXXX of XXXX this account has been marked up incorrectly and inaccurately decreasing my credit score.
Frequently Asked Questions
What is Complaint #7176685 about?
Complaint #7176685 was filed against Ally Financial INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-06-27T12:00:00-05:00.
How did Ally Financial INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Ally Financial INC.?
Yes, visit the Ally Financial INC. company profile at readthecomplaint.com/company/ally-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.