Debt collection -- Attempts to collect debt not owed -- Complaint #7171327

Complaint Overview

Complaint ID: 7171327

Company: N.A.R., INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: New York

ZIP Code: 125XX

Date Received: 2023-06-26T12:00:00-05:00

Date Sent to Company: 2023-06-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Problem North American Recovery is reporting I still have a debt. The amount is {$220.00} North American Recovery is the debt agency that is dealing with XXXX XXXX debt. On XX/XX/XXXX I entered into a agreement with XXXX XXXX XXXX XXXX XXXX XXXX who was working on the behave of XXXX XXXX to repay my debt in full. ( see attachment for the legal documents ) On XX/XX/XXXX Per the XXXX XXXX, statement I paid the last payment of XXXX On XX/XX/XXXX, I got the legal document stating that the account is paid in Full. For the last 18 month, XXXX XXXX and North American Recovery report are still report out to all 3 credit company that it is not paid and I will owe the money. On Mon, XX/XX/XXXX at XXXX XXXX I sent North American Recovery the below documents and they still have not done anything about and is still report that it is not paid.

Frequently Asked Questions

What is Complaint #7171327 about?

Complaint #7171327 was filed against N.A.R., INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-26T12:00:00-05:00.

How did N.A.R., INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against N.A.R., INC.?

Yes, visit the N.A.R., INC. company profile at readthecomplaint.com/company/n-a-r-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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