Debt collection -- Attempts to collect debt not owed -- Complaint #7165712
Complaint Overview
Complaint ID: 7165712
Company: Nissan Motor Acceptance Company LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Minnesota
ZIP Code: 559XX
Date Received: 2023-06-25T12:00:00-05:00
Date Sent to Company: 2023-06-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been looking at my credit accounts and reached out to every company claiming that I owed for something. There were 3 companies. XX/XX/ I wrote and mailed a dispute letter to each company which includes : Nissan Motor Acceptance XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Today is XX/XX/ and it has been 37 days without any response from any of the companies above. I have digital copies of my letters. I am simply requesting assistance to remove these accounts from my credit profile. One of the derogatory remarks on my account doesn't even have a balance, it literally says {$0.00} but is still hurting my credit. Please and thanks, XXXX XXXX
Frequently Asked Questions
What is Complaint #7165712 about?
Complaint #7165712 was filed against Nissan Motor Acceptance Company LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-25T12:00:00-05:00.
How did Nissan Motor Acceptance Company LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nissan Motor Acceptance Company LLC?
Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.