Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7162550
Complaint Overview
Complaint ID: 7162550
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Colorado
ZIP Code: 808XX
Date Received: 2023-06-24T12:00:00-05:00
Date Sent to Company: 2023-06-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
The credit bureaus can not be consistent on what they reflect on my credit report. I've been turned down on mortgages because of my scoring. From the attachments you will see the screen shots I've saved from my credit reports which were seen only a month apart. The discrepancy is for XXXX. XXXX report shows I was late XX/XX/XXXX. This is the month I paid for a {$300.00} secured credit card. You will also see status in XX/XX/XXXX as paid, closed. Then in XX/XX/XXXX, the status changed to XXXX past due. You will also see months late pages which is also inconsistent. I have a current complaint open for XXXX as well. I also want to know WHY my score with XXXX went down XXXX points! There is NO explanation on my report!
Frequently Asked Questions
What is Complaint #7162550 about?
Complaint #7162550 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-06-24T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.