Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #7162228
Complaint Overview
Complaint ID: 7162228
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Indiana
ZIP Code: 47130
Date Received: 2023-06-24T12:00:00-05:00
Date Sent to Company: 2023-06-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom it may concern, I was told that the charge off on my credit file was accurate by all three credit bureaus. I asked them to please make sure everything pertaining to my credit report is correct. Iam disputing inaccuracies on all three credit reports. XXXX XXXX Account-XXXX, date openedXXXX, amount {$720.00}. Paid closed. XXXX-Account-XXXX, date opened-XXXX, amount {$5000.00}. XXXX-Account-XXXX, date openedXXXX, amount {$780.00}. XXXX XXXXXXXX XXXX-Account-XXXX date opened-XXXX, amount {$550.00}. XXXX XXXXXXXX XXXXAccount-XXXX date opened-6/10/2022, amount {$1000.00}. XXXX XXXX-AccountXXXX date opened-XXXX, amount {$300.00}. Please provide me these items I previously requested according to the FCRA laws. These Items are : Account information, amounts, full validation of each account, the original contract with my signed signature for each accounts, a payoff disclosure, interest rate disclosure, balance history and credit insurance by law.
Frequently Asked Questions
What is Complaint #7162228 about?
Complaint #7162228 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-06-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.