Credit card or prepaid card -- Getting a credit card -- Complaint #7160615
Complaint Overview
Complaint ID: 7160615
Company: First Portfolio Servicing INC
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened as result of identity theft or fraud
State: Arkansas
ZIP Code: 728XX
Date Received: 2023-06-23T12:00:00-05:00
Date Sent to Company: 2023-06-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I contacted this company REVVI there was an inquiry from them on my credit report as I know I never applied. The credit bureaus supplied me with their phone number and when I spoke to them I found out there was an entire account recently opened under my name. I LET THEM KNOW I NEVER AUTHORIZED THEM OR ANYONE to open any accounts under my name and social and to remove that immediately. And also never lived at the address they have repeated to my credit report either attached to this account! Especially since I caught it early via the inquiry. Now weeks later they still have the account OPEN and had actually placed it on my credit report even AFTER me contacting them about the fraudulent account KNOWING that it is fraud. If they do not remove me out their system and delete this FRAUDULENT INFORMATION off my credit report I will take legal action against them as they have been TOLD already and have done NOTHING except proceeded to place account itself on my credit profile and keep the account OPEN. I willl be filing a complaint with The FTC and all other government agencies due to the unethical practices of this company, should they not remove me out their system and off my credit reports as they are supposed to.
Frequently Asked Questions
What is Complaint #7160615 about?
Complaint #7160615 was filed against First Portfolio Servicing INC regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2023-06-23T12:00:00-05:00.
How did First Portfolio Servicing INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against First Portfolio Servicing INC?
Yes, visit the First Portfolio Servicing INC company profile at readthecomplaint.com/company/first-portfolio-servicing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.