Debt collection -- Attempts to collect debt not owed -- Complaint #7159942
Complaint Overview
Complaint ID: 7159942
Company: Exeter Finance, LLC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33647
Date Received: 2023-06-23T12:00:00-05:00
Date Sent to Company: 2023-06-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to request a 1099A form from Exeter Finance regarding a charged off car that appears on my credit report. I believe that this form will be necessary for me to properly file my taxes and report any potential income or losses related to the charged off car. The vehicle in question was financed through Exeter Finance, but unfortunately, I was unable to make the payments and the car was ultimately charged off. While I understand that this process can be complicated, I am hoping that you can provide me with the necessary documentation to ensure that I am in compliance with all tax laws. 1 would greatly appreciate it if you could send me the 1099A form as soon as possible so that I can complete my tax filings in a timely manner. If there is any additional information that you require from me, please do not hesitate to contact me. Thank you for your assistance in this matter. Sincerely,
Frequently Asked Questions
What is Complaint #7159942 about?
Complaint #7159942 was filed against Exeter Finance, LLC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-23T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.