Debt collection -- Attempts to collect debt not owed -- Complaint #7150228

Complaint Overview

Complaint ID: 7150228

Company: Convergent Resources, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Louisiana

ZIP Code: 705XX

Date Received: 2023-06-21T12:00:00-05:00

Date Sent to Company: 2023-06-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is my last correspondence to have this frivolous & unverifiable account deleted. Convergent Outsourcing has yet to provide a underlying credit agreement, no proof of ownership and provided no legal basis to report " late payments '' or any information to consumer reporting agencies. XXXX XXXX XXXX bills DO NOT constitute ownership. This account needs to be deleted IMMIDEATELY.

Frequently Asked Questions

What is Complaint #7150228 about?

Complaint #7150228 was filed against Convergent Resources, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-21T12:00:00-05:00.

How did Convergent Resources, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Convergent Resources, INC.?

Yes, visit the Convergent Resources, INC. company profile at readthecomplaint.com/company/convergent-resources-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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