Debt collection -- Took or threatened to take negative or legal action -- Complaint #7144778
Complaint Overview
Complaint ID: 7144778
Company: M.L. Zager P.C.
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: New York
ZIP Code: 122XX
Date Received: 2023-06-20T12:00:00-05:00
Date Sent to Company: 2023-07-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/22 ML Zager P.C made an unauthorized and unlawful hard credit inquiry that negatively affected my credit score with all three credit bureaus. At no point in time did I, XXXX XXXX XXXX give them authorization to use my full name, date of birth, and social security number. I called their office at XXXX XXXX, XXXX XXXX XXXX, and a person there was very rude and unprofessional with me and said that I was making threats to file a complaint with the FTC. All of which is well within my rights to protect my personal private information.
Frequently Asked Questions
What is Complaint #7144778 about?
Complaint #7144778 was filed against M.L. Zager P.C. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-06-20T12:00:00-05:00.
How did M.L. Zager P.C. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against M.L. Zager P.C.?
Yes, visit the M.L. Zager P.C. company profile at readthecomplaint.com/company/m-l-zager-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.