Checking or savings account -- Managing an account -- Complaint #7144344

Complaint Overview

Complaint ID: 7144344

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Banking errors

State: Mississippi

ZIP Code: 39046

Date Received: 2023-06-20T12:00:00-05:00

Date Sent to Company: 2023-06-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2023, in the afternoon, I received several text messages stating that my phone number was updated on my Chime account. Immediately following the text messages, I went to my Chime app, only to find that I was completely logged out and could NOT log back in. Then, I started getting notifications saying that money was being taken out of my accountI immediately called Chime and while I was on the phone with them, money was STILL being taken from my account.It was XXXX different transactions that occurred in less than XXXX minutes. It was my XXXX check that was deposited that same day right before it happened. Ive filed XXXX disputes with Chime and the in result is that ruled NO ERROR OCCURRED in my account. I call almost everyday and they keep telling me that it takes XXXX for them to make a decision on refunding me my money. They amount was {$880.00}.

Frequently Asked Questions

What is Complaint #7144344 about?

Complaint #7144344 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2023-06-20T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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