Checking or savings account -- Managing an account -- Complaint #7133650

Complaint Overview

Complaint ID: 7133650

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Pennsylvania

ZIP Code: 152XX

Date Received: 2023-06-18T12:00:00-05:00

Date Sent to Company: 2023-06-18T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX Chime closed my account with over XXXX dollars in my checking account and would not allow me to withdrawal my funds citing that I violated the deposit account agreement. I explained to the merchant that I needed access to my funds to pay for my medical treatment on Monday XX/XX/XXXX in numerous emails in addition to car repairs and they simply responded back with automated responses. I also called to update my mailing address with Chime and they updated my mailing address incorrectly. I emailed them the correct mailing address several times and they responded back by saying they would mail the funds in my account to the incorrect address in 30 days. This is mental abuse as they are aware that I need these funds for medical treatment.

Frequently Asked Questions

What is Complaint #7133650 about?

Complaint #7133650 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2023-06-18T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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