Credit card or prepaid card -- Trouble using your card -- Complaint #7131527

Complaint Overview

Complaint ID: 7131527

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Trouble using your card

Sub-Issue: Credit card company won't increase or decrease your credit limit

State: North Carolina

ZIP Code: 273XX

Date Received: 2023-06-17T12:00:00-05:00

Date Sent to Company: 2023-06-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Have had my Capitol One card for two years and have tried three times to get a credit increase and was denied due to a lame excuse of too low a payment which set. I feel like this is a lame excuse esecially when if has not been late. Have tried talking to them but no one will listen just said pay it in full or increase payment. If I didn't need an increase I wouldn't have asked for one.

Frequently Asked Questions

What is Complaint #7131527 about?

Complaint #7131527 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Trouble using your card. It was received by the CFPB on 2023-06-17T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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