Debt collection -- Attempts to collect debt not owed -- Complaint #7128789

Complaint Overview

Complaint ID: 7128789

Company: Affirm Holdings, INC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Nevada

ZIP Code: 89108

Date Received: 2023-06-16T12:00:00-05:00

Date Sent to Company: 2023-06-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

On XX/XX/2023 I ordered a security system from XXXX using the affirm payment process. On XX/XX/2023 I decided to return the equipment because I was not happy with the service. XXXX XXXX got the equipment back on XX/XX/2023. I am still having problems with getting affirm off my account. They keep bugging me for money that I do not owe becuase I returned the equipment back to XXXX XXXX. XXXX XXXX told me that they received the equipment and they would tell Affirm to remove my debt. I keep receiving notices from Affirm to pay them money when I don't have the equipment.

Frequently Asked Questions

What is Complaint #7128789 about?

Complaint #7128789 was filed against Affirm Holdings, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-16T12:00:00-05:00.

How did Affirm Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Affirm Holdings, INC?

Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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