Debt collection -- Attempts to collect debt not owed -- Complaint #7107565

Complaint Overview

Complaint ID: 7107565

Company: Ray Klein, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: California

ZIP Code: 91915

Date Received: 2023-06-12T12:00:00-05:00

Date Sent to Company: 2023-06-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Phone bill with XXXX XXXX in XX/XX/22. For month long trip to XXXX XXXX during which mobile phone service did not workcould not make calls nor sent text msgs. I was billed approximately {$560.00} for this month and disputed charges. I was willing to pay {$150.00} of the bill and I did so. My credit card company also looked into the matter and agreed with paying only {$150.00}. Now I am receiving notices from a debt collector Professional Credit Services saying {$490.00} is owed. I will not pay this!!

Frequently Asked Questions

What is Complaint #7107565 about?

Complaint #7107565 was filed against Ray Klein, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-12T12:00:00-05:00.

How did Ray Klein, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ray Klein, INC.?

Yes, visit the Ray Klein, INC. company profile at readthecomplaint.com/company/ray-klein-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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