Debt collection -- Took or threatened to take negative or legal action -- Complaint #7101754

Complaint Overview

Complaint ID: 7101754

Company: Zions Debt Holdings

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Missouri

ZIP Code: 64134

Date Received: 2023-06-11T12:00:00-05:00

Date Sent to Company: 2023-06-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company is trying to collect a debt that i dont even know who this company is. They just place information on my XXXX credit report without my oersmission. I would like this company to validate the debt they are trying to collect.

Frequently Asked Questions

What is Complaint #7101754 about?

Complaint #7101754 was filed against Zions Debt Holdings regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-06-11T12:00:00-05:00.

How did Zions Debt Holdings respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Zions Debt Holdings?

Yes, visit the Zions Debt Holdings company profile at readthecomplaint.com/company/zions-debt-holdings to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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